Invisalign is covered by insurance companies in NYC under orthodontic care and may pay anywhere from 25% to 50% of the total cost of Invisalign treatment. Invisalign is in high demand for people that wish to straighten their teeth without traditional metal braces. Discussing the coverage with your company that provides your dental insurance is recommended.
Will My Insurance Pay For Invisalign?
Each smile and every case is different. For example below, if the total cost of Invisalign for an NYC patient is $6,500, the insurance company may cover up to $2,500, leaving you an out of pocket expense of $4,000 for your Invisalign treatment.
|Insurance to Pay:||$2,500|
|You May Pay:||$4,000|
Generally, most dental insurance companies pay a percentage of orthodontic procedures for patients in NYC. However, you can maximize your coverage by searching for the right dental insurance. You can also reduce your cost by following the helpful tips below.
Save up to $1,000 on Invisalign orthodontic treatments in NYC.
We accept insurance, financing, HSA, and FSA.
Search for companies that allow you to borrow money for medical and dental procedures interest-free. Care Credit is a popular option many patients take advantage of when they need financial assistance.
Individual or Employer-Sponsored Dental Plans
Contact your employer regarding plans that cover Invisalign. If you are married you can also inquire about your spouse’s insurance plan to maximize your benefit. Sometimes plans can cover more than $3,500.
Health Saving Account (HSA)
If you are enrolled in a high-deductible health insurance plan (HDHP) as defined by the government, you can qualify for an HSA (health savings account). A health savings account is a tax-advantaged medical saving account available to taxpayers in the United States.
Chances are you have seen commercials on television about dental discount plans. It’s not insurance but some of these types of plans offer significant discounts that can be beneficial when combined with insurance coverage.
Orthodontist offices throughout the United States offer patients the option to participate in a payment plan. This usually involves a small down payment and monthly payments that will cover the cost of the Invisalign treatment.
Pre-tax Flexible Spending Accounts
If you already know you want to use Invisalign treatment to straighten your teeth you can plan ahead with a pretax flexible spending account. This plan provides you the opportunity to set aside up to $2,550 that can be used towards Invisalign treatment.
How to Find the Right Dental Insurance for Invisalign?
The health insurance you have at the moment, may not cover Invisalign. If you plan ahead you can choose a different company that offers a percentage of the coverage for Invisalign. You can find the right one by researching all the insurance options your employer offers or your spouse’s employer offers. Switching to a company that offers a portion of the coverage is the best way to receive maximum benefits.
Combining Coverage Options
Your insurance will only cover a percentage of the cost of Invisalign for many patients in NYC. You can combine the other tips such as using the funds for a pretax flexible spending account with a discount plan and pay the remaining cost by using a financing plan offered by the orthodontist office. You can choose to use a few of the tips listed above to cover the expenses of Invisalign treatment.
Straightening your teeth and exposing a beautiful smile is important to people. If you have spent your days covering your mouth with your hands every time you smile or laugh, Invisalign can make a big difference in your life.
One of the most common issues that deter people from getting Invisalign is not being able to afford the cost. Invisalign is about the same price as standard braces and can be afforded easily on almost any budget with the helpful tips discussed above.
Please contact the offices of Dr. Jacquie Smiles today to find out if your dental insurance will pay for the Invisalign treatment in NYC by calling 212-972-3522 or filling out the contact form for your consultation. Our office is conveniently located near 30 East 40th Street Park Avenue, New York, NY 10016.
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