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Paying for Invisalign with FSA or HSA for NYC patients

There are many different ways to pay for and to make Invisalign treatment affordable for NYC patients. You may also be able to use your dental insurance, pay with tax-free dollars from your FSA or HSA, or arrange a monthly payment plan with CareCredit.

Read below to find out how to pay tax-free using FSA or HSA for your Invisalign treatment to help straighten your teeth. 

What is an FSA?

A flexible savings account, or FSA, is an account you may be able to use to pay for medical, dental, and orthodontic costs, including Invisalign. Your FSA is managed by your employer, usually through a deduction from your paycheck. You may set aside up to $2,600 annually. Please note that not all employers in NYC offer an FSA.

Dr. Jacquiline Fulop-Goodling has been quoted on SingleCare.com about FSA. 

“For individuals that have FSA money to spend and have dental issues such as an overbite or crooked teeth, a flexible spending account may cover the costs for orthodontic treatment,” says Jacqueline Fulop-Goodling, DMD, PC, an orthodontist in New York City. “Some of the treatments include invisible clear aligners with Invisalign, ceramic, metal braces, and accelerated orthodontics.”

What is an HSA?

A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan. You put money into the account and may use it to cover medical, dental, and orthodontic costs, including Invisalign. You may set aside up to $3,400 for an individual or $6,750 for a family annually. To open an HSA, you must meet IRS eligibility requirements.

Advantages of FSA or HSA

What are some of the benefits of an FSA or HSA? The advantages are that you don’t pay taxes on the money you put in an FSA or HSA.

Using FSA or HSA to pay for Invisalign

Before you begin your Invisalign treatment to help straighten your teeth, it is recommended to first speak to your NYC orthodontist like Dr. Jacquie Smiles and your employer’s benefits manager. Your benefits provider may also be able to pay an orthodontist directly.

Ready to set up a consultation?

Please contact Dr. Jacquie Smiles today to learn more about paying for Invisalign with FSA or HSA by calling 212-972-3522 or filling out the contact form to receive additional information. Our office is conveniently located near 30 East 40th Street Park Avenue, New York, NY 10016.

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