Dr. Jacquie Smiles Presents Johnny Donovan’s 3rd Annual Celebrity Christmas Party
Dr. Jacquie Smiles Presents Johnny Donovan’s 3rd Annual Celebrity Christmas Party
Supporting the children of Little Flower. Please join us for a special day in celebration of the Holiday Season on Monday, December 16th, 2019 from 2 pm – 5 pm at 1540 Broadway New York, NY 10036.
Pictures from the Event
Schedule your no-obligation orthodontic consultation today with Dr. Jacquie Smiles by calling 212-972-3522 or fill out the contact form to receive additional information.
Our orthodontic office is conveniently located near Midtown at 30 East 40th St @ Park Avenue New York, NY 10016.
Dental Insurance: Use It Or Lose It
Does your dental insurance refuse to cover certain treatments? If so, you might be forced to pay out of pocket. The stress of coming up with funds to pay for dental procedures often causes you to postpone the required treatment due to a lack of funds.
Did you know a Flexible Spending Account or Health Savings Account could cover some of the dental costs for NYC customers? FSA and HSA plans both expire on December 31st of each year. Use
What
is a FSA?
An
FSA is also known as a Flexible Spending Account or Flexible Spending
Arrangement. This special account is set up to allow you to deposit money that
can be used later to cover certain out-of-pocket health care costs. Some
employers sometimes make contributions to your FSA. However, you will need to
speak to your companies Human Resources department for further details.
Benefits
of a FSA
Employees enrolled in an FSA contributes tax-free dollars
Convenient
Easy to use
You can depend on it to cover qualified dental care expenses
The account is there for you when you need to cover out-of-pocket expenses
Save up to $1,000 on orthodontic dental treatments in NYC. We accept insurance, financing, HSA, and FSA.
Call us at 212-972-3522 if you have any questions about your dental insurance, FSA or HSA plans. Schedule your appointments with your own time and date. Our orthodontic office is conveniently located near Midtown at 30 East 40th St @ Park Avenue New York, NY 10016.
What dental work is covered by a FSA?
Artificial teeth
Dental implants
Dental sealants
Dental services
Dental procedures
Prevention and alleviation of dental disease
Denture brush
Denture cleaning supplies
Denture stain cleaner
Dentures
Denture adhesives
Orthodontia
What is a HSA?
An
HSA is also known as a Health Savings Account. This is a special account that
allows you to make contributions towards medical expenses including dental
care. An FSA account also helps reduce your taxable income. Employees enrolled
in a high-deductible health insurance plan is an ideal candidate to open an HSA
account.
Benefits
of a HSA
Convenient
Easy to use
It’s there for you when you need it most
Contributions are pre-tax through your employer
Tax-deductible if you opened your own account
Taxes don’t need to be paid on the account’s growth
No tax if withdrawals are made for eligible expenses
What
dental work is covered by a HSA?
Dental services
Orthodontia
Dental implants
Artificial teeth
Dental sealants
Dentures
Denture brush
Dental procedures
Alleviation and prevention of dental disease
Denture stain cleaner
Denture cleaning supplies
Denture adhesives
FSA
and HSA vs. Standard Dental Insurance
Standard
dental insurance plans cover a wide range of procedures and treatments that are
mentioned in your policy. Some dental insurance companies either partially
cover or don’t cover specific treatments and procedures that cause you to pay
out-of-pocket.
Unfortunately,
many consumers don’t have the financial budget to pay out-of-pocket and end up
not getting the dental care they desperately need. An FSA and HSA account allow
you to save money for those moments when you need help paying out-of-pocket.
The accounts act as financial support to help ensure you can afford the dental
treatment you need.
Read through your dental insurance policy carefully to find out the procedures and treatments it covers. Most consumers prefer to use their dental insurance in combination with an FSA or HSA account so all of the dental care costs are covered.
Bottom Line
Each FSA and HSA plans may have a set expiration date, grace period or carryovers. Review your plans or call your insurance company to get further clarification.
Do you still have questions regarding your dental insurance?
Please call us at 212-972-3522 if you have any questions about your dental insurance, FSA or HSA plans. Schedule your appointments with your own time and date. Our orthodontic office is conveniently located near Midtown at 30 East 40th St @ Park Avenue New York, NY 10016.